We have switched from PayPal as our main payment merchant as it makes subscriptions a lot easier for you to manage.
Paypal requires you to have a credit card attached to your account for monthly subscriptions, so you can use that same card to pay your subscription, or use a debit card. We accept Visa, MasterCard and American Express - we do not accept pre paid or virtual cards.
However, if you do want to use Paypal, this can still be use to purchase the 12 month memberships (which are discounted, giving you 12 months for the price of 10).
All subscription changes, including purchasing the 12 month subscription with PayPal, can be carried out in your subscription settings, here.